The easiest way to invest in alternatives

Create custom landing pages with Lumi that converts more visitors than any website. With lots of unique blocks, you can easily build a page.

Less Risk

From forecasting future trends to identifying risks, our platform provides the insights you need to succeed.

The alto ira®

Freedom = Options

IRA as a Service is the technology platform we’ve built that allows us to provide the best investing experience possible. Fast, secure investments directly from your retirement account. 

More Investment Options

Earnings have tax-deferred or tax-free growth potential, so you’ll keep more of what you save.

Invest with confidence

Investing involves business-critical documents, so it’s important that your investment platform protects your documents while they’re being created, edited, stored, and processed.

Cash funded IRAs are maintained in FDIC-insured accounts.

Crypto kept 1:1 in institutional-grade hot and cold storage.

Alto enables and encourages two-factor authentication (2FA).

Getting started is easy



Choose the right account for you and sign up in under 5 minutes—completely online.



Fund your account in just a few short days. Our support team is here to help initiate rollovers.



From there, diversify. Making investments is as simple as writing a check—track it all on your dashboard.

No more saying goodbye to potential customers due to poor website design interface. Keep visitors engaged with a fully-responsive and dynamic landing page that bespeaks quality.

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Got questions?
Well, we've got answers

What is a self-directed IRA?

Self-directed IRAs offer the same tax advantages as conventional IRAs. The difference is self-directed IRAs let you invest in a variety of alternative assets historically off-limits for everyday investors—including art, crypto, farmland, startups, and real estate.


How do I open an Alto IRA or CryptoIRA?

Opening an account with Alto is easy. Simply click Sign Up at the top of the page, select either an Alto IRA or CryptoIRA, complete the legally required Know Your Customer (KYC) process, and choose the type of IRA you want to invest with.


What types of IRAs does Alto offer?

You can open a traditional, SEP, or Roth Alto IRA or CryptoIRA.

How can I fund my Alto account?

You can fund your account with cash contributions or via a rollover. Alto makes it easy to roll over funds from an IRA, 401(k), 403(b), 457, or TSP account, and we don’t charge fees to transfer money into your account.

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©  Alto Solutions, Inc.  2024 All Rights Reserved.

Alto Solutions, Inc. d/b/a AltoIRA (Alto) is an administrator of self-directed individual retirement accounts and is not a registered or licensed broker, dealer, broker-dealer, funding portal, cryptocurrency exchange, investment advisor or investment manager. Neither Alto nor any of its affiliates is a bank. Banking services provided to Alto are by BankProv (Bank) Member FDIC / Member DIF. The FDIC insures each account holder up to $250,000 based on deposit insurance rules. The Depositors Insurance Fund (DIF) insures all deposits above the FDIC depositor limit when placed with BankProv. Crypto assets are not insured by the FDIC, may lose value, are not deposits or other obligations of the Bank, and are not guaranteed by the Bank. Alto does not provide investment advice or recommendations about any specific security offering, investment or asset. Investing in start-ups, cryptocurrency, securitized art and other alternative investments involves significant risks. Alto services are intended only for investors who fully understand and are willing to accept the risks associated with alternative investments and the management of self-directed IRAs. Alto does not control or monitor the operation or conduct of third party investment platforms, funds, cryptocurrency exchanges or issuers, or their offerings. Information provided by AltoIRA does not constitute an offer, nor the solicitation of an offer to buy or subscribe to, any securities to any person in any jurisdiction.

Whenever making an investment decision, investors should consult with their tax attorney or financial professional. Investors are responsible for conducting their own due diligence regarding investments, for using their Alto accounts in compliance with law, and for all tax and other risks and obligations arising from account transactions. Alto®, The Alternative IRA®, the Alto logo and Alto CryptoIRA® are trademarks of AltoIRA. All other trademarks are the properties of their respective owners.