The easiest way to invest in alternatives
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Less Risk
From forecasting future trends to identifying risks, our platform provides the insights you need to succeed.
- FDIC insured accounts with virtual and physical cards
- Draft financial statements and share metrics in investor updates
- Inactive users
The alto ira®
Freedom = Options
IRA as a Service is the technology platform we’ve built that allows us to provide the best investing experience possible. Fast, secure investments directly from your retirement account.




More Investment Options
- Active users
- Inactive users
security
Invest with confidence
Investing involves business-critical documents, so it’s important that your investment platform protects your documents while they’re being created, edited, stored, and processed.

Cash funded IRAs are maintained in FDIC-insured accounts.

Crypto kept 1:1 in institutional-grade hot and cold storage.

Alto enables and encourages two-factor authentication (2FA).


Getting started is easy

Open
Choose the right account for you and sign up in under 5 minutes—completely online.

Fund
Fund your account in just a few short days. Our support team is here to help initiate rollovers.

Invest
From there, diversify. Making investments is as simple as writing a check—track it all on your dashboard.
No more saying goodbye to potential customers due to poor website design interface. Keep visitors engaged with a fully-responsive and dynamic landing page that bespeaks quality.
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Got questions?
Well, we've got
answers
Self-directed IRAs offer the same tax advantages as conventional IRAs. The difference is self-directed IRAs let you invest in a variety of alternative assets historically off-limits for everyday investors—including art, crypto, farmland, startups, and real estate.
Opening an account with Alto is easy. Simply click Sign Up at the top of the page, select either an Alto IRA or CryptoIRA, complete the legally required Know Your Customer (KYC) process, and choose the type of IRA you want to invest with.
You can open a traditional, SEP, or Roth Alto IRA or CryptoIRA.
You can fund your account with cash contributions or via a rollover. Alto makes it easy to roll over funds from an IRA, 401(k), 403(b), 457, or TSP account, and we don’t charge fees to transfer money into your account.
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